About us
slice
A new bank for a new India.
slice's purpose is to make the world better at using money and time, with a major focus on building the best consumer experience for your money. We've all felt how slow, confusing, and complicated banking can be. So, we're reimagining it. We're building every product from scratch to be fast, transparent, and feel good, because we believe that the best products transcend demographics, like how great music touches most of us.
Our cornerstone products and services: slice savings account, slice UPI credit card, slice UPI, and slice business are designed to be simple, rewarding, and completely in your control. At slice, you'll get to build things you'd use yourself and shape the future of banking in India.
We tailor our working experience with the belief that the present moment is the only real thing in life. And we have harmony in the present the most when we feel happy and successful together.
We're backed by some of the world's leading investors, including Tiger Global, Insight Partners, Advent International, Blume Ventures, and Gunosy Capital.
About the team
The Credit team is a dynamic and collaborative group responsible for maintaining the quality and integrity of the bank’s lending portfolio. The team works closely with Sales, Legal, and Operations to ensure timely and prudent credit decisions while supporting business growth.
About the role
As a Credit Executive you will need to support our lending operations by assessing creditworthiness and processing loan applications. The role involves reviewing financial information, evaluating risks, and ensuring compliance with internal policies and regulations. To succeed in this role, you should have strong analytical skills, a solid understanding of lending procedures, and prior experience in credit assessment.
What you'll do
- Review and assess loan requests across secured and unsecured products.
- Evaluate clients’ financial status, creditworthiness, and associated risks.
- Conduct credit administration including credit appraisals, document verification, and loan approvals.
- Analyse risk ratios based on client credit scores, income, and financial history.
- Prepare and assess Credit Appraisal Memorandums (CAMs) for both self employed and salaried clients, with detailed review of ITRs, bank statements, and GST data.
- Ensure all loan applications comply with company policies, RBI guidelines, and state regulations.
- Maintain accuracy and efficiency in credit evaluation while delivering excellent customer service.
What we're looking for
- Proven experience as a Credit Analyst / Credit Officer in banking or NBFC sector.
- Strong knowledge of credit evaluation for business and home loans.
- Proficiency in financial analysis, CAM preparation, and documentation.
- Familiarity with statistical tools, financial software, and credit bureau reports.
- Excellent analytical and decision-making skills.
- Strong communication and customer handling skills.
Life at slice
Life so good, you'd think we're kidding:
- Competitive salaries. Period.
- An extensive medical insurance that looks out for our employees & their dependents. We'll love you and take care of you, our promise.
- Flexible working hours. Just don't call us at 3AM, we like our sleep schedule.
- Tailored vacation & leave policies so that you enjoy every important moment in your life.
- A reward system that celebrates hard work and milestones throughout the year. Expect a gift coming your way anytime you kill it here.
- Learning and upskilling opportunities. Seriously, not kidding.
- Good food, games, and a cool office to make you feel like home. An environment so good, you'll forget the term "colleagues can't be your friends".
Ready to apply?
Send us your application and we'll get back to you soon.
Don't see a perfect fit? Email us at talent@slice.bank.in.